Privacy Policy
2023
FACTS
What Does Omaha Public Power District Employees Federal Credit Union Do With Your Personal Information?
WHY
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social Security number and account balances
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Transaction history and payment history
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Credit history and credit score
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Employment or income information
When you are no longer our member, we continue to share your information as described in this notice.
HOW
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Omaha Public Power District Employees Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information.
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes —
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes - information about your transactions and experiences
For our affiliates’ everyday business purposes — information about your creditworthiness
For our affiliates to market to you
For non affiliates to market to you
Does Omaha Public Power District Employees Federal Credit Union share?
Can you limit this sharing?
Yes
No
Yes
No
Yes
Yes
No
We do not share
No
We do not share
No
We do not share
No
We do not share
What we do
How does Omaha Public Power District Employees Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We have an Information Security Program and a Code of Ethics. All employees are expected to abide by programs and policies established in an effort to protect customer information.
How does Omaha Public Power District Employees Federal Credit Union collect my personal information?
We collect your personal information, for example, when you:
• Open an account or deposit money
• Make withdrawals from your account
• Make payments or apply for a loan
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We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Nonaffiliates
Joint Marketing
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• None
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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• CUNA Mutual Group
• Genesis Systems, LLC
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• CUNA Mutual Group
Questions
Call 531-226-3177 or visit us online: www.oppd-efcu-org
Mailing Address: 444 S 16TH ST MALL, E/AR/EP 5, OMAHA NE 68102-2608
Physical Address: 1919 AKSARBEN DRIVE DRIVE, 8th Floor OMAHA, NE 68106